Payment Services

PSC provides services to support the analysis, design, implementation and support of payment infrastructures – always with an eye on the intersection of payments, security and compliance.

The PSC team brings first-hand experience in all areas of the payment ecosystem – from acquiring and issuing banks to global and emerging payment types. PSC partners have designed, implemented and operated payment systems processing huge transaction volumes. This hands-on experience allows PSC to transition theory into practice and deliver projects that have clear objectives and defined value. PSC understands the entire lifecycle of payments projects, from conception, financial modeling and architecture through to implementation and finally sustaining activities including service monitoring, risk and fraud controls and operational excellence.

Because each project is different PSC does not offer packaged services. PSC provides expert services to address unique requirements in a number of areas, which can be used on an as-needed basis.

Strategy, Analysis, Design and Implementation

• Analysis and optimization of systems
• Financial models of current acceptance, pricing and risk
• Global payment options
• Product strategy related to payment initiatives
• New market requirements evaluation
• Risk/reward analysis of payment options
• Architecture, design and implementation
• Fraud and risk management
• Payment protocols
• Standards and certification

• PSC can deliver customized training programs related to payments to your team

• Credit card, debit and ACH networks
• POS, Mail Order/Telephone Order payments
• Gift cards and other stored value programs
• E-cash and token-based payments
• Smart card and RFID payments
• E-checks
• Check 21
• Mobile payments
• Micro-payments
• P2P payments
• Secure payments protocols
• Global payments schemes
• Points and rewards programs

• Financial models
• Fraud monitoring, analysis and forensic support
• Operational process and controls development

• Payment Card Industry (PCI) data security standard
• PCI qualified vulnerability scanning company
• Visa AIS and CISP
• MasterCard SDP
• American Express DSOP
• Visa Payment Application Best Practices (PABP)
• Open Web Application Security Protocol (OWASP)