PSC Merchant Advisory Services

PSC provides end-to-end consulting solutions for merchants wishing to outsource part, or all, of payments or security related efforts. PSC provides expert services that enable organizations to:

• Improve security over payments
• Reduce operational costs and improve profitability and efficiency
• Adhere to industry best practices and reduce liability
• Improve acceptance of payments in a rapidly changing industry
• Reduce fraud and risk

Services Include

• Payment acceptance and processor recommendations
• International acceptance
• Special card programs, including:
  • Affinity cards
  • Stored value
  • Closed-loop private label programs
• Emerging payment types, including:
  • RFID
  • Micro-payments
  • Mobile payments
  • E-checks

• Financial models of current acceptance and pricing
• What-if scenarios for:
  • Acceptance of additional payment types
  • Addition of emerging payments
  • Changing of processors
  • Changes in fraud/risk parameters

• Analysis of current status
• Recommendations on changes
• Best practices
• Potential areas of combating fraud and risk

• PCI (including CISP, SDP and AIS programs)
• AICPA trust services, including SysTrust, WebTrust and WebTrust CA
• SAS/70

• Analysis and recommendations on current systems vs. best practices and strategic alternatives
• Integration of payment platforms or gateways
• Integration of security products or infrastructure
• Integration of risks products
• Outsourcing alternatives

• Securing of payment and customer information
• Best practices in security architecture
• Policy and procedures development

• Customized impact analysis of industry changes
• Yearly reviews of internal payments and security infrastructure against industry benchmarks